The Numerous Benefits of Merchant Accounts

merchant services irvine - posBusiness owners are constantly looking for ways to cut costs, improve their productivity, and serve their customers to the very best of their ability. But they can’t always do it all alone. By signing up for a merchant account with Merchant Services Irvine, you will have access to a world of business services that you may not even have known existed. Here are a few ways that Merchant Services Irvine can help to improve a business of any size.

Electronic Check Acceptance

Handling personal checks has been a hassle for business owners since their invention; especially for online purchases. For one, you have to wait several days to receive the check and then wait several more for the bank to clear the check once you have deposited it. Of course, you have to then spend those days in anxious anticipation of whether the check will clear or not. Then, even when everything has gone through, you have a stack of paperwork review and file.

But with a merchant account, accepting checks for online purchases is easier than ever before. Check processing for online sales is made easier via the ability to accept an electronic check. You will never again have to wait for the check to finally arrive or the dreaded insufficient funds notification. Software is implemented so that you can convert all checks into digital files. This means the bank can process payment more quickly, you get the money faster, your customer receives their purchase sooner and all of your records will be electronic.

Never again will you have to turn away a paying customer if they want to use a check for their online purchase. With a Merchant Services Irvine account at your back, you can accept just about any form of payment.

Credit and Debit Card Processing

Debit and credit cards aren’t going away any time soon. In fact, with each passing year, more and more people expect to be able to pay with plastic wherever they go. It is a whole lot safer and more convenient to carry around a few cards than cash.

There are many different ways that Merchant Services Irvine can help you process debit and credit cards. Here are a few. Take a moment to think about what is the right choice for your business.

Retail Swipe Terminals – If you operate a “brick and mortar” business, you will probably need a traditional swipe terminal installed at your counter or register. These are the machines that simply allow your customer to swipe their card and then transfer the information directly to your account provider.  Talk to your Merchant Services Irvine representative about the different types of terminals they offer.

Online Payments – If you are smart and savvy enough to bring your business online, then you’d better look into accepting online payments as well. Most of the people who make purchases over the Internet pay with their credit card, and that number will grow as time goes on.  Merchant Services Irvine uses fraud detection software and PCI-compliant data storage centers in order to keep you and your customers’ information safe from cyber criminals. Everyone can feel confident with their transaction when your merchant account is handled by Merchant Services in Irvine.

Virtual Terminals – Of course, online and in person aren’t the only ways people expect to be able to pay with their card. They may want to call in an order or even fax you their credit card information.  With a virtual terminal you can log onto a secure website from any computer and just punch that information right in. Merchant Services Irvine will process the information just the same as if you had the card right in your hand.

Wireless Terminals – The beauty of a wireless terminal is quite simple. They allow you the ability to process credit and debit cards anywhere you need to go.  These fantastic machines are perfect for delivery drivers, traveling salespersons, tradeshow events, and anyone else who may want to accept plastic outside of a traditional storefront. There is no limit to where this machine can take you.

These are just a few of the many ways that Merchant Services Irvine can help your business to prosper. You may also want to talk to your provider about things like gift card acceptance, loyalty programs, escrow services, and much, much more. The sky is the limit when you team up with Merchant Services Irvine.

Process the Plastic, Move the Product

Retailers and those involved in the services industry accept the fact that providing a variety of payment options will enable more customers to buy more goods and  services. Credit cards remain a major alternative to paying in cash and the ability to efficiently process credit and debit cards is a major plus. Merchant accounts can provide substantial benefits when it comes to credit card processing and other essential business services.

A primary reason for merchant accounts is to ensure that a business is able to process electronic payments. There are any number of ways the plastic can be turned into cash for store or restaurant. Merchant accounts can make it simple to use wireless terminals or credit card scanners for the convenience of the customer. These don’t necessarily have to be part of a point-of-sale (POS) apparatus. Merchant accounts are also allow retailers to use their PCs to process the cards. Online web-based stores are great form of business and once again merchant accounts establish the means by which payment information can be received securely.This is all just a part of the many services merchant accounts can provide. Click here to learn more about the simple steps to set up a merchant account.

Competition is tough and store owner needs every possible means of staying up with the pack. The ability of merchant accounts to process credit cards allows for a very steady cash flow. It also permits greater convenience for the customer, which is part of making the transaction experience a true delight and encourages the customer to return.

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Point of Sale – 5 Ways to Improve Your Profits

For a business in retail, there is always competition. If your business profits have been lagging lately, it’s time to reevaluate what you’re doing to see where improvements can be made. Point of sale equipment combined with a merchant account from Merchant Services Irvine can increase customer satisfaction and stimulate more sales.

Point Of Sale – Offering Better Payment Options

Point of sale equipment will improve retail sales potential by giving customers more flexibility in how they pay for what they purchase. The business environment is quickly moving away from cash based transactions; if you still don’t accept anything but cash or checks; you’re losing a large section of the public. Accepting credit cards allows your customers to pay over time, making it more likely that they will purchase a big ticket item. There are several options in point of sale machines and coinciding merchant accounts available through Merchant Services Irvine, depending upon what kind features you would like to use, such as credit and debit card processing, gift cards, loyalty programs and electronic checks. Establishing a merchant account and implementing a point of sale system will also help to decrease potential losses incurred due to bounced checks and lost sales by allowing your customers the option to pay via credit and debit card; no more waiting for a check to clear – with a merchant account, the payment will be processed and added to your account almost instantly. POS also works to increase the speed of the checkout process; two factors that can improve your monthly sales figures.

Merchant Accounts Make Online Shopping Easier

Offer your customers new ways to shop. Even if you’re primarily a local or regional business with one or two store fronts, having an active and fresh website is crucial. Repeat customers will visit your website to check out promotions and make online purchases. By establishing a merchant account with Merchant Services Irvine, your online customers can easily pay for their purchases with a debit or credit card. An additional benefit of accepting credit card payments is the potential for call-in orders. Wireless point of sale equipment makes it easy for you to accept credit card payments even while you are away from the business headquarters. Today’s point of sale equipment is designed to make paying easy.

Streamline Your Products

Streamline your merchandise and track your inventory easily with point of sale equipment available through Merchant Services Irvine. Eliminate poor sellers, but don’t limit yourself too rigidly. Let your customers know that you can easily special order something if they are looking for a specific item you’ve carried in the past. The key to success is to understand your target demographic. No store can have everything that everybody needs, but that is why getting to know your different type of customers is essential. Cater to your demographic so they will recognize your store and your brand as one that represents who they are. Streamlining and being well stocked are not mutually exclusive. Point of sale equipment can help you track inventory as well as complete sales transactions.

Reward Repeat Customers

Consider a rewards program for loyal customers. By offering incentives to buy, you increase your repeat sales as well as sales of more than one item at a time. Don’t forget to offer your rewards program through your website as well. Merchant Services Irvine can provide you with several options that will work to help you sell items online and easily accept credit and debit card payments. Offering online purchasing capabilities can vastly expand your market. Online customers don’t need to know you’re a small store; all they need to know is that you carry what they want and are willing to ship it directly to them.

Offer Outstanding Service

Excel at customer service. Most businesses throw their clerks or cashiers into the mix with very little training. The training that is offered is often about how to stock merchandise properly or use the cash register. Don’t forget to train your staff extensively on superior customer service, including how to properly utilize your point of sale system. Your employees should know your products well enough to answer any customer questions and guide those customers in choosing the right product for them. They should also know how to handle returns, refunds, and discounts quickly and efficiently using point of sale machines.

Communicate With Customers

Talk to your customers. They are your best source of information on what they do and don’t want to see in your store. Hands down, the most popular request from shoppers is the introduction of point of sale equipment so they can easily pay with debit or credit cards. Coming in a close second is having more flexible hours. Of course, by establishing a merchant account with Merchant Services Irvine and accepting online payments, you can let your customers know that your store is available online 24/7.

POS Equipment Helps Small Businesses to Compete

Many small, locally owned businesses offer convenience by allowing us the opportunity to grab those last minute items instead of  having to make an extra trip into town, notes Merchants Services Irvine. If you are in need of a gallon of milk or loaf of bread, the small grocery store down the street will save you time and gas by providing you with these products. However, because many of these smaller businesses lack the ability to process credit or debit card payments, they can sometimes lose out on business due to the lack of payment options.

In order to keep up with the large supermarkets and other retailers, it is important that small town businesses can cater to their customer’s needs. A merchant account provides many advantages to businesses and can help to boost sales. Small businesses can compete with larger entities simply by establishing a merchant account and investing in point of sale equipment. Many small businesses have experienced increased sales simply by offering more payment options to their customers.

Point of sale allows customers to pay with a credit or debit card and in turn, with a faster checkout process. Once a small store begins accepting alternate forms of payment and can provide their customers with fast and easy checkout, then they will be ready to stand up against the larger competition and look forward to staying in business for many years to come.

Portability and Flexibility – Wireless POS Benefits

There are many benefits that come along with wireless point of sale equipment, explains Merchant Services Irvine. These devices have been getting a lot of attention lately thanks to how convenient they are for both the merchant and the customer. Thanks to this technology, credit card processing has never been easier. In order to figure out if wireless point of sale equipment is right for your business, it is important that you understand the difference between wireless and wired POS equipment.

Thanks to the increased popularity of all types of mobile devices, wireless POS equipment has become more popular as well. Mobile wireless POS equipment allows a merchant to successfully process a payment via credit or debit card, regardless of their location, in a convenient and secure manner. These terminals are perfect for mobile merchants who depend on portability and a flexible transaction process in order to have a successful business. Wired point of sale equipment is not portable and must remain in one place, like a cash register or scanner at your local department store.

The benefits of wireless POS devices enable merchants to work and sell their products or services outside of the office. They are even able to visit customers in their homes and allow them to pay with a check card, debit card or credit card. Being able to accept various types of payments is a great way to increase your sales and draw in more interested customers to your business. Paying by card is becoming the chosen option for many consumers these days and the more businesses that accept payment through a card reader, the more options there are for everyone.

Merchant Services Irvine – Gift Card Benefits

The electronic gift certificate is starting to become a widely accepted and popular gift in today’s hectic and busy world. No longer are gift cards and gift certificates thought of as impersonal and unimaginative. More and more people are opting to give them out as gifts based on sheer convenience and knowing that they can’t go wrong with a gift that allows the recipient to use it towards whatever they like. Merchant Services in Irvine offers a variety of merchant account tools to help your business effectively compete in today’s business environment.

With the online shopping increasing at such a rapid rate over the years, having an online gift cards program is turning out to be an essential part of online businesses. Selling gift cards is no longer a feature offered exclusively by big name online retailers, explains Merchant Services Irvine. In fact, small online businesses should offer gift cards just to stay competitive with each other. It’s a great way to boost sales revenue during important holiday seasons and regularly throughout the year.

There are several advantages of utilizing today’s technology to improve your business by providing your customers with a gift cards program. Most importantly it is one more method for you to generate a sale which means more purchases and more income for you. There is no inventory so there are fewer returns. From a customer’s perspective, you are offering them more convenience and choice. The traffic to your website will increase, because both the sender and receiver must visit your website, and a recipient who has never visited your site before becomes a free customer acquisition.

In addition, it is important to not just provide gift cards or gift certificates to your customers, you can also use gift cards to help retain existing customers or acquire new customers. A gift cards program can become a great tool for your customer service. You can use them strategically to compensate unsatisfied customers who have complaints about your product or service.

Merchant Services Irvine can help your business implement an ecommerce solution in order to properly handle the giving and receiving of electronic gift cards.

The Best Merchant Accounts for Retail Businesses

There are many great merchant account companies out there that offer some exceptional features and low rate discounts. An important part of owning a new retail business is deciding which merchant account you should go with so that you can provide your customers with a wide array of payment options.

The best merchant accounts will offer you reasonable transaction fees and excellent customer support teams that are there to assist you with any problems and concerns you may have. An excellent choice for merchant accounts is Merchant Services Irvine.

Business owners that choose to establish their merchant account with Merchant Services in Irvine will be offered the very best in PCI compliance and data protection as well as a variety of solutions to fit their business needs. Whether you operate an online store, a storefront, or a restaurant, Merchant Services Irvine can help your business succeed and has the perfect solution for you.

Merchant Services Irvine offers: credit card processing, mobile processing, point of sale equipment, virtual processing, loyalty cards, gift cards, electronic checks and much more.

When choosing a merchant account for your retail business, it is best to go with the highest quality service you can get for the best possible price. Contact Merchant Services in Irvine for help deciding which of their products and services will help your business.

Merchant Services Irvine Internet Merchant Accounts

Merchant accounts are required for online businesses to accept credit card payments online. When a customer makes a purchase online, payment information data must be entered into a form on the checkout page. This data includes the customer’s personal information such as name, address and phone number. It will also include information about the card they are using to pay for their purchase with. They will need to enter their card number, the name that is printed on the card and the card’s security code or CVV number that is found on the back.

Because the customer enters this information into the form, and a card is not swiped during a point of sale retail transaction, this process is referred to as ‘card not present’ (CNP). If your business strictly operates online, you won’t need equipment to process payments. You can simply establish a merchant account with a company like Merchant Services in Irvine and begin accepting online payments.

Merchant Services in Irvine provides a variety of solutions for both brick and mortar establishments and online businesses. Merchant Services Irvine also provides their merchants with access to a certified PCI audit program, as well as a comprehensive Data Protection Program that covers all three critical areas of data protection: 1) Annual PCI Audit 2) Data Breach Coverage 3) Data Breach Reporting Assistance.

Whether your business is online or a physical store, you can be assured that you will receive the best in options, customer service and protection from Merchant Services Irvine.

Elements of a Successful Web Business

The e-commerce business today has turned into a million dollar industry as more and more people now see the internet as a medium for getting better and cheaper deals. An e-commerce website also helps organizations to cut down on several peripheral expenses while at the same time helping the retailer to reach a far wider audience. If marketed in an effective manner, the e-commerce business can help organizations rake in huge profits. However, if you look at the e-commerce sector today, almost 70% of e-commerce companies are running at a loss. This can be attributed to poor marketing strategies and lack of knowledge regarding certain key aspects required to make an e-commerce website work. Below, Merchant Services Irvine will outline key factors to bear in mind in order to make your e-commerce website successful.

The success of any e-commerce website is wholly dependent on the traffic it generates and knowing who your target audience is. Once you have identified your target audience, you should know how to entice them to visit your website and shop.  In order for the customer to pay for the items and boost your profits, a merchant account is required. The website design and layout should be eye catching and its content should be such that it keeps the user engaged for an extended amount of time. Furthermore, it is crucial that the site have good navigational features so that users can easily find the products they are searching for. For this reason, the search box of the site must be well optimized and it should be able to track the most accurate page related to the user’s search query.

Loading time is also a vital feature that you should pay attention to. Many webmasters make the mistake of loading the site with heavy flash and graphic animation so that it is graphically appealing to users. Although your website may be visually appealing, this type of site will incur increased loading time and any site that takes more than 5 seconds to load runs the risk of losing online shoppers. It is necessary that you maintain a fine balance between the two and not compromise on one for the other.

Your site should also have a custom shopping cart that allows users to easily add or remove items. It is also important to allow customers a variety of payment options. If your online store doesn’t offer your customers the ability to pay via credit or debit card, potential buyers may lose interest and choose to purchase their items elsewhere. Today’s consumers prefer the convenience of paying via credit or debit. By establishing a merchant account with a company like Merchant Services Irvine, you can easily begin accepting a variety of electronic payments from your customers.